You can’t change the instinctive behavior of wild animals.
When I am camping or hiking, I avoid actions that entice wildlife to react
aggressively towards me. I leave a shallow footprint and hope to pass
unnoticed.
A prudent government takes this same approach with its
citizenry. Nowhere is this concept more obviously ignored than in
implementation of the health care law. A group decided that they could
reconfigure the insurance industry and extend coverage to everyone. Policy
requirements were designed by lawmakers and advocates. One example of their wisdom: avoid price
discrimination against women by requiring all policies to include maternity coverage,
including men’s.
Policy premiums once based on age, sex, health
experience and benefits are now priced only by age and benefits. To pay for the
relaxed criteria, prices and deductibles have necessarily increased.
The initial targets of the new law are those who own individual
policies. Anyone who purchased a policy or made any changes (deductibles or
copays included) in the last three years can no longer keep their policies. The
plan requires an influx of participants to offset the cost of those who have
preexisting conditions and the individual policy holders are the first in the
crosshairs.
Citizens who agree with this approach could band
together, form an insurance co-op and market their ideas to like-minded
individuals. They have decided to impose their concept upon their fellow
citizens. An architect of the current health care law said that this disruption
in the individual market affected only 5% of the population (several million
policy holders) and was a small but necessary step to achieve universal
coverage. I guess you can’t make an
omelet without breaking a few eggs! It is tough if you are one of the eggs.
People instinctively do not accept laws against their
self-interest, regardless of how it is packaged. Lawmakers have not left a shallow
footprint. This behavior doesn’t work with wild animals and will not work with
the citizenry either.